Funding Solutions Built for Small Business
Flexible loan products with transparent terms. No hidden fees, no surprises — just the capital you need to grow.
Business Term Loan
Lump-sum capital with predictable repayment
Get a fixed amount upfront and repay over a set term with consistent payments. Ideal for one-time investments like expansion, equipment, or renovation.
Rates starting at 7.9% APR — based on business health, time in business, and revenue
- Expansion & renovation
- Equipment purchase
- Inventory buildup
- Hiring & staffing
- Marketing campaigns
- 6+ months in business
- $10,000+ monthly revenue
- 550+ credit score
- US-based business
Merchant Cash Advance
Fast capital repaid through your daily sales
Get an upfront lump sum and repay automatically as a percentage of your daily credit card or debit sales. No fixed monthly payments — repayment flexes with your revenue.
Factor rates from 1.15 — total cost depends on sales volume and advance size. No APR — repayment is a fixed percentage of daily sales.
- Immediate cash flow needs
- Seasonal inventory
- Restaurant & retail operations
- Emergency repairs
- Short-term growth opportunities
- 4+ months in business
- $10,000+ monthly card sales
- No minimum credit score
- US-based business
Business Line of Credit
Revolving credit you draw on when you need it
Access a credit line and draw funds whenever your business needs them. Only pay interest on what you use — and replenish as you repay.
Rates starting at 9.9% APR — revolving access, interest only on drawn amounts
- Cash flow management
- Seasonal expenses
- Unexpected costs
- Ongoing operations
- Payroll coverage
- 12+ months in business
- $15,000+ monthly revenue
- 600+ credit score
- US-based business
Which Product Is Right for You?
Simple, Transparent Process
Apply Online
Complete our short application in under 10 minutes. No lengthy paperwork or branch visits.
Get a Decision
Our team reviews your application and delivers a funding decision within 24 hours.
Receive Funds
Approved funds are deposited directly to your business bank account — often the same day.
Ready to Apply?
No credit impact to check your options. Takes less than 10 minutes.